SIOUX FALLS, S.D.(KELO)- Home prices and interest rates have both moved sharply higher.

Bender Commercial Real Estate President Reggie Kuiper (KIGH-per) says that’s pushing the home ownership part of the American dream out of reach for Generation Z.

The average home price across the country is now 400-thousand dollars.

Student  Loan debt is also at an all-time high and cost of living increases are also working against those trying to buy a home.